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Prepaid Debit Card
A prepaid debit card is basically a debit card that is reloadable and the card holder can deposit funds in the prepaid card through direct transfer from the account linked with the prepaid debit card. Prepaid debit cards are convenient to carry and do not force the card holder to pay any interest or additional charges on making a transaction. Unlike credit cards, prepaid debit cards only allow the card holder to use the amount that is pre-loaded, thus eliminating any risk of overspending by the card holder.
Prepaid credit cards are not only safer to carry than cash but they are also recommended because they are universally accepted modes of transaction especially if they are cobranded. If you are into a career that requires you to travel around a lot then a prepaid debit card is possibly the best possible option available to you to manage your finances while you are on the go. They can be used to make purchases and draw cash from the ATMs by inserting the PIN. Moreover, the card holder can get cash back after a purchase if he desires to do so.
Prepaid debit cards are nothing more than your basic paper money converted into electronic currency. They are a lot more convenient as the card holder can carry a single card instead of a wad of money. If the prepaid card is lost or stolen, the authorities must be informed immediately. The procedures that are followed in case of a stolen or lost prepaid debit card are much stricter than those followed in other cases.
A prepaid debit card can be used for online purchases as well and there is no minimum balance that must be loaded on the prepaid debit card to make it functional. The prepaid debit cards often have a limit on the maximum amount of balance that can be loaded on a card to protect the funds of the card holder in case the card falls into the wrong hands. In such a case, whoever gets hold of the card would have access to only a limited amount of funds. The prepaid debit card can be reloaded directly, through an ATM and even online.
We provide prepaid debit card services for the benefit of our customers. Potential customers are encouraged to contact us for more information regarding the services we provide. Queries and customer feedback is highly appreciated.